Your Car is Worth Less After an Accident

Recover Your Vehicle's
Lost Market Value.

Even after professional repairs, a vehicle with an accident history is worth significantly less than one without. This loss is called Diminished Value, and you are entitled to be compensated for it.

What Is a Diminished Value Claim and How Do I File One?

A diminished value claim seeks compensation for the loss in your vehicle's market value after it has been in an accident and repaired. Even with perfect repairs, a vehicle with an accident history on its CARFAX or AutoCheck report is worth significantly less than an identical vehicle with a clean history. This inherent loss of value is called inherent diminished value.

To file a diminished value claim, you must have been the not-at-fault party in the accident. The claim is filed against the at-fault driver's liability insurance. You will need a certified diminished value appraisal report from a qualified appraiser to substantiate the amount of your loss. Without professional documentation, insurance companies will typically deny or minimize the claim.

National Appraisers LLC prepares certified diminished value appraisal reports that are accepted by insurance companies and courts nationwide. Our reports analyze comparable sales data, accident severity, repair quality, and market conditions to calculate the precise loss in value. Call 1-888-967-6488 for a free evaluation of your diminished value claim.

What is Diminished Value?

Diminished Value (DV) is the difference in market value between your vehicle before an accident and after repairs.

Think about it: if you were shopping for a used car and saw two identical models—one with a clean history and one with a previous accident report—which one would you buy? You'd likely choose the clean one, unless the damaged one was significantly cheaper.

That discount is your Diminished Value, and the at-fault party's insurance company owes it to you.

Did You Know?

Insurance companies rarely offer to pay Diminished Value voluntarily. You almost always have to demand it and prove your loss with a certified appraisal report.

The Value Gap
Pre-Accident Value$35,000
Post-Repair Value$28,500
Your Loss (DV)-$6,500

*Example based on a typical severe damage claim

Types of Diminished Value

There are three main types of diminished value, but "Inherent" is the most common and widely recognized claim.

Inherent DV

The loss of value simply because the vehicle now has an accident history, even if repairs were perfect.

Most Common Claim
Repair-Related DV

Loss of value due to poor quality repairs or cosmetic imperfections that remain after the shop is finished.

Requires Re-Repair
Immediate DV

The difference in resale value immediately after the accident but before repairs are made.

Rarely Used

Do You Qualify for a Claim?

Not every accident results in a viable diminished value claim. Here are the general requirements to pursue compensation:

  • You were NOT at fault for the accident
  • The other driver has insurance
  • Your vehicle is newer (typically under 7 years old)
  • Your vehicle has no prior significant accidents
  • Repairs cost more than $2,000 (usually)

Not Sure If You Qualify?

We offer a completely free, no-obligation review of your case. We'll tell you honestly if it's worth pursuing.