Auto Insurance Claims Knowledge Base

Expert insights, guides, and news to help you understand your rights and maximize your claim.

The Ultimate Guide to the Auto Insurance Appraisal Clause
Claims Advice
Disputing a lowball total loss offer? The appraisal clause might be your best weapon. Learn how it works, when to use it, and the step-by-step process.
2025-2026 Auto Insurance Law Updates: Texas SB 458 & More
Legal Updates
New legislation is changing the landscape for auto claims. Read about Texas Senate Bill 458 and new umpire rules in Washington state.
First-Party vs. Third-Party Diminished Value Claims: What's the Difference?
Claims Advice
Understanding who you are claiming against is crucial. Learn the difference between first-party and third-party claims and how it affects your payout.
Florida Diminished Value Laws: A Complete Guide
State Info
Living in the Sunshine State? Here is everything you need to know about recovering diminished value in Florida after a car accident.
Can You Get Reimbursed for Appraisal Fees?
Consumer Rights
Hiring an appraiser shouldn't cost you more than the claim is worth. Learn about laws like Oregon's ORS 742.466 that force insurers to pay your fees.
Why You Need a Professional Appraisal for Your Claim
Tips
Online calculators aren't enough. Discover why a professional appraisal report is your best weapon.
State Farm v. Mabry: The Case That Changed Everything
Legal
A deep dive into the landmark Georgia ruling that established first-party diminished value rights.
5 Common Mistakes When Filing a Diminished Value Claim
Guides
Avoid these pitfalls that could cost you thousands of dollars in your final settlement.
Can You Claim Diminished Value on a Leased Vehicle?
FAQ
Leased vehicles are a gray area. Here's what you need to know about your rights as a lessee.

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