Don't Settle for Less. Invoke Your Appraisal Clause.
We are the Total Loss Appraisers who fight for the actual cash value of your vehicle. Don't let the insurance company underpay you.
National Appraisers LLC provides professional diminished value appraisals, total loss vehicle valuations, and insurance claim dispute resolution services across all 50 U.S. states, Canada, and Puerto Rico.
Call 1-888-967-6488 for a free consultation.
Our Services
Diminished Value Appraisals
A diminished value appraisal documents the loss in fair market value of your vehicle after an accident and repair. Even with perfect repairs, a vehicle with an accident history is worth significantly less than an identical vehicle with a clean history. Our certified appraisers use real market research and comparable sales data — not the discredited 17c formula — to determine your vehicle's true diminished value. We have a 95% success rate recovering diminished value for our clients.
Total Loss Appraisals (Actual Cash Value)
When your insurance company declares your vehicle a total loss, they frequently undervalue it. Our total loss appraisal determines the true actual cash value (ACV) of your vehicle using comprehensive market analysis. We help you invoke the appraisal clause in your insurance policy to dispute the lowball offer and negotiate a fair settlement. On average, our clients receive significantly more than the insurance company's initial offer.
Appraisal Clause Invocation
The appraisal clause is a provision in most auto insurance policies that allows you to dispute the insurance company's valuation. When invoked, both sides appoint independent appraisers who attempt to agree on the vehicle's value. If they cannot agree, a neutral umpire makes the final determination. National Appraisers LLC guides you through the entire appraisal clause process, from drafting the demand letter to negotiating the final settlement.
Body Shop Appraisals & Right to Appraisal
We provide appraisal services that benefit body shop owners dealing with insurance company disputes over repair costs. Our appraisers understand the complexities of repair estimates, parts pricing, and labor rates. The vehicle owner (insured) invokes the appraisal clause, and the body shop benefits directly because the increased claim payment covers the full cost of proper repairs.
Expert Witness Services
National Appraisers LLC provides expert witness testimony for litigation involving diminished value and total loss disputes. This includes depositions, trial testimony, and preparation of litigation-ready appraisal reports. Jason Farbiarz has experience testifying in courts nationwide.
Why Choose National Appraisers LLC?
- 95% Success Rate — We recover more money for our clients than any other appraisal firm.
- Certified Reports — Our reports are prepared by insurance-licensed, certified appraisers using real market research.
- Nationwide Coverage — We serve all 50 U.S. states, Canada, and Puerto Rico.
- Free Consultation — Get a free claim evaluation with no obligation.
- Founded by Jason Farbiarz — Licensed public adjuster, attorney, and certified appraiser with extensive experience in insurance claim disputes.
- BBB Accredited — A+ rating with the Better Business Bureau.
Frequently Asked Questions
What is diminished value?
Diminished value is the loss in a vehicle's fair market value that occurs after it has been involved in an accident and repaired. Even with perfect repairs, a vehicle with an accident history is worth less than an identical vehicle with a clean history. This loss is compensable through a diminished value claim filed against the at-fault driver's insurance company.
What is a total loss appraisal?
A total loss appraisal determines the actual cash value (ACV) of a vehicle that an insurance company has declared a total loss. Insurance companies frequently undervalue total loss vehicles. An independent appraisal provides documented evidence of the vehicle's true market value, which can be used to invoke the appraisal clause in your insurance policy and negotiate a higher settlement.
What is the appraisal clause?
The appraisal clause is a provision found in most auto insurance policies that allows the policyholder to dispute the insurance company's valuation of their vehicle. When invoked, both sides appoint independent appraisers who attempt to agree on the vehicle's value. If they cannot agree, an umpire makes the final determination. This process typically results in a significantly higher settlement than the insurance company's initial offer.
How much does a diminished value appraisal cost?
The cost of a professional diminished value appraisal varies based on the complexity of the case. National Appraisers LLC offers free initial claim evaluations to determine if you have a viable claim before any commitment. The cost of the appraisal is typically a small fraction of the additional settlement it helps recover.
Can I file a diminished value claim in my state?
Diminished value claims are recognized in most U.S. states, though the specific laws and procedures vary. Third-party diminished value claims (filed against the at-fault driver's insurer) are available in nearly every state. First-party claims (filed against your own insurer) are more limited. Visit our state-specific pages for detailed information about your state's laws.
What is the 17c formula and why should I avoid it?
The 17c formula is a discredited method originally created by State Farm as an internal claims-handling guideline. It caps diminished value at 10% of NADA retail value and applies arbitrary multipliers, consistently producing figures far below actual market loss. Professional appraisers like National Appraisers LLC use market-based methodologies that analyze comparable sales data to determine true diminished value.
Contact Us
Phone: 1-888-967-6488
Email: [email protected]
Address: 2405 Quantum Blvd, Boynton Beach, FL 33426
Website: autodamageclaim.com