Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the website autodamageclaim.com (the "Site") operated by National Appraisers, LLC ("we," "us," or "our"), a Florida limited liability company. By accessing or using the Site, submitting information through our forms, or engaging our services, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use the Site or our services. We reserve the right to modify these Terms at any time, and your continued use of the Site constitutes acceptance of any changes.

2. Description of Services

National Appraisers, LLC provides the following professional services through this Site and related channels:

• Total Loss Appraisals: Independent vehicle valuations to determine the actual cash value (ACV) of vehicles declared a total loss by insurance companies.
• Diminished Value Appraisals: Assessments of the loss in market value of a vehicle following an accident and subsequent repair.
• Certified Auto Appraisals: Professional vehicle appraisals for insurance disputes, legal proceedings, estate purposes, and other needs.
• Appraisal Clause Invocation: Assistance with invoking the appraisal clause in your insurance policy to dispute the insurer's valuation.
• Boat and Watercraft Claims: Appraisal services for marine vessels involved in insurance disputes.
• Commercial Vehicle and Fleet Claims: Specialized appraisals for commercial trucks, fleets, and heavy equipment.
• Body Shop Right to Appraisal (RTA): Appraisal demand services for body shops disputing insurance repair estimates.

The information provided on this Site is for general informational purposes. Submitting a form does not create a client relationship or guarantee that we will accept your case.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our Site and services. By using the Site, you represent and warrant that you meet these requirements. If you are submitting information on behalf of another person (e.g., a family member or business entity), you represent that you have the authority to do so.

4. User Submissions and Accuracy

When you submit information through our claim evaluation forms, contact forms, or other channels, you agree to:

• Provide accurate, current, and complete information about yourself and your vehicle.
• Not submit false, misleading, or fraudulent information.
• Not impersonate another person or entity.
• Not use automated systems (bots, scrapers) to submit forms or access the Site.

We rely on the accuracy of the information you provide to evaluate your claim and prepare appraisal reports. Inaccurate information may result in incorrect valuations or the inability to process your claim.

5. Fees and Payment

Initial claim evaluations and consultations are provided at no charge. If you engage our services for an appraisal or claim negotiation, fees will be disclosed and agreed upon before any work begins. Fee structures may vary based on:

• The type of service (total loss, diminished value, certified appraisal, etc.)
• The complexity of the claim
• The jurisdiction and applicable regulations
• Whether the case requires umpire proceedings

Specific pricing for body shop RTA services and other standardized services is listed on the applicable pages of this Site and is subject to change. All fees are due as outlined in your service agreement.

6. No Legal Advice Disclaimer

The information provided on this Site, including articles, guides, state-specific information, and blog posts, is for general educational and informational purposes only. It does not constitute legal advice, insurance advice, or professional counsel.

While Jason Farbiarz is a licensed attorney in the State of Florida, the information on this Site does not create an attorney-client relationship. The content should not be relied upon as a substitute for professional legal advice tailored to your specific situation.

Insurance laws, appraisal clause provisions, and diminished value statutes vary significantly by state. We recommend consulting with a licensed professional in your jurisdiction for advice specific to your circumstances.

7. No Guarantee of Results

While we maintain a high success rate in recovering additional value for our clients, we cannot and do not guarantee specific outcomes. Results depend on many factors, including:

• The specific facts of your claim
• The applicable state laws and insurance policy provisions
• The insurance company's response and negotiation posture
• Market conditions and comparable vehicle data
• The condition and history of your vehicle

Past results, testimonials, and success rates referenced on this Site are not guarantees of future performance. Each claim is unique and evaluated on its own merits.

8. Intellectual Property

All content on this Site, including text, graphics, logos, images, articles, guides, and software, is the property of National Appraisers, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from this Site without our prior written consent. Limited use for personal, non-commercial purposes (e.g., printing an article for your own reference) is permitted.

9. Prohibited Uses

You agree not to use the Site for any of the following purposes:

• Submitting false, fraudulent, or misleading claim information.
• Attempting to gain unauthorized access to any portion of the Site or its systems.
• Using automated tools (bots, crawlers, scrapers) to access or collect data from the Site, except as permitted by our robots.txt file.
• Interfering with or disrupting the Site's functionality or security.
• Transmitting viruses, malware, or other harmful code.
• Using the Site to harass, threaten, or defame any person or entity.
• Violating any applicable local, state, national, or international law.

10. Limitation of Liability

To the fullest extent permitted by law, National Appraisers, LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to:

• Your use of or inability to use the Site or our services.
• Any errors, inaccuracies, or omissions in the content on the Site.
• Any unauthorized access to or use of our servers or your personal information.
• Any interruption or cessation of transmission to or from the Site.

Our total liability for any claim arising from or related to these Terms or your use of the Site shall not exceed the amount you paid to us for services in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless National Appraisers, LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

12. Third-Party Links

The Site may contain links to third-party websites, including state insurance department websites, the Better Business Bureau, and other resources. These links are provided for your convenience and do not imply endorsement. We are not responsible for the content, accuracy, or practices of any third-party websites.

13. Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or the breach thereof shall be resolved as follows:

• Informal Resolution: The parties shall first attempt to resolve any dispute informally by contacting us at [email protected].
• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
• Jurisdiction: Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and you consent to the personal jurisdiction of such courts.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and National Appraisers, LLC regarding your use of the Site. Any separate service agreements entered into for specific appraisal services shall supplement, but not replace, these Terms.

16. Contact Us

If you have questions about these Terms of Service, please contact us: