Boat and Vessel Damage Claims
Damage to boats and watercraft are often covered under an insurance policy. The value of a boat can vary depending on its condition, age, usage, and maintenance history. Our licensed appraisers specialize in marine vessel valuations and damage claims.
Whether your vessel was damaged in a collision, storm, or hurricane — or you believe the insurance company's total loss offer is too low — we can help. Our certified reports are prepared by real professionals, not automated systems.
Marine claims have strict deadlines. Don't let the statute of limitations expire. Call 1-888-967-6488 for a free evaluation today.
Marine Damage Claim Services
A boat public adjuster or boat appraiser can assist to resolve disputes in value on a boat damage claim. We handle all types of marine vessel claims with the expertise your case demands.
Total Loss Valuations
When your boat is declared a total loss, insurance companies often undervalue the settlement. Marine vessels frequently have unique features, custom modifications, electronics, and maintenance histories that standard valuation tools miss entirely. Our licensed appraisers conduct thorough research to establish the true actual cash value.
Diminished Value
Even after professional repairs, a boat with a damage history sells for significantly less on the open market. Buyers pay a premium for clean-history vessels. We prepare certified diminished value appraisals that document exactly how much value your watercraft has lost.
Repair Disputes
Marine repairs are expensive, and insurance companies frequently dispute repair costs, scope, and quality. Whether it's fiberglass work, engine repairs, or electronics replacement, our experts evaluate repair estimates and negotiate with insurers to ensure your vessel is properly restored.
Hurricane & Storm Damage
Hurricanes, tropical storms, and severe weather cause catastrophic damage to boats, docks, and storage facilities. After a natural disaster, insurance companies are overwhelmed and often rush through claims. We ensure your storm damage claim receives the thorough evaluation it deserves.
Vessels We Appraise
No vessel is too large or too small. Our appraisers have experience with every type of watercraft on the market.
Why Choose Our Marine Appraisal Team?
Licensed & Certified
Our appraisers are licensed by the Department of Insurance and certified to handle marine vessel valuations. Reports are accepted by all major marine insurance carriers.
Nationwide Coverage
We service boat and watercraft claims throughout the United States, including all coastal states, the Great Lakes region, and inland waterways.
Comprehensive Reports
Our appraisal reports include detailed market analysis, comparable sales data, condition assessments, and documentation of all custom features and modifications.
Expert Witness Services
When your marine claim goes to litigation, our appraisers serve as expert witnesses with experience in depositions and trials in courts across the country.
We Handle the Entire Process
From the initial evaluation to the final settlement, we manage every aspect of your marine damage claim. You don't have to deal with the insurance company directly.
Frequently Asked Questions
Can I dispute my boat's total loss value?
Yes. If your insurance company's total loss offer seems too low, you have the right to challenge it. Many marine insurance policies include an appraisal clause that allows you to hire an independent appraiser to determine the actual cash value of your vessel.
Does my boat have a diminished value claim?
If your boat was damaged in an accident caused by someone else, you may be entitled to diminished value compensation. Even after repairs, a vessel with a damage history is worth less than a comparable vessel with a clean history. This loss in value is recoverable in most states.
What about hurricane damage to my boat?
Hurricane and storm damage claims are covered under your marine insurance policy. However, insurance companies often undervalue these claims, especially after widespread disasters when they're processing thousands of claims simultaneously. An independent appraiser ensures your claim gets the attention it deserves.
How much does a marine appraisal cost?
We offer a free initial claim evaluation. Our appraisal fees vary depending on the type and complexity of the claim. Contact us for a quote — there's no obligation to proceed.