DV Status
Third-Party DV Recoverable
Statute of Limitations
3 years for property damage
Appraisal Clause
Available in most policies
Key Points for Washington
Pure comparative negligence state
Olympic Steamship doctrine may allow fee recovery
Strong consumer protection laws
Can recover even if partially at fault
Important Information
Washington is generally very protective of the insured's right to be fully indemnified. The 'Olympic Steamship' doctrine can sometimes extend to coverage disputes, potentially allowing recovery of professional fees in certain circumstances.