Wyoming has one of the highest rates per capita for total losses in the United States. In Cheyenne, for example, recent accident data reveals that the abundance of later vehicle, cars that are ten years or older, are very costly to repair. What seems as a minor fender bender can quickly turn into a total loss.
A total loss means the insurance company will pay you the actual cash value for your vehicle. But what is the actual cash value? By the plain meaning of the words, the insured may have a different perspective as the insurer. The bottom line, however, is the money. Is the insurance company’s offer the amount you are entitled to?
Call for a free claim evaluation. Have your insurance company’s valuation report ready to review when you call so we can go through the important details.